The Waypoint Kit: Zero-Fee Bank Comparison Chart

A Message from Milo Kent

"Hidden fees can cost you thousands every year. Foreign transaction fees, ATM fees, bad

exchange rates – they're profit centers for traditional banks, and money sinks for you. This chart

cuts through the noise. These are the banks and services I personally use and recommend to

eliminate fees and keep your money working for you, not against you.

"

How to Use This Chart:

●Identify Your Base Currency: Are you primarily earning USD, EUR, or GBP?

●Match Your Needs: Do you need fee-free ATMs, easy international transfers, or

multi-currency holding?

●Diversify: Never rely on just one account. Build a robust stack using 2-3 of these

options.